We take a look at saving, investing and personal loans. Developing a savings habit as early as possible is essential to ensure you have income set aside for emergencies, the old adage 'saving for a rainy day' is apt here. Saving is also important for getting on the housing ladder as a first time buyer, saving for children's education or planning for things like a trip of a lifetime or to retire comfortably. We look at why saving money is so important, tips for successful saving, common pitfalls to steer clear of and how to stay on track with your saving goals. 

Investing money also gives you the opportunity to build wealth but it comes with some very real risks as you may lose some or all of your money. We look at how to get started, common types of investments, what to watch out for and why even bother at all with investing. 

Need money for a wedding, emergency or DIY around the house? We've got a simple guide to help you consider whether you even need a loan and if so what to think about before applying.